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Post by [Ghost] on Apr 8, 2008 17:48:00 GMT
I hate that I pay towards hospitals where people leave with more diseases then before they went in there.
I hate that kids arn't educated enough to realise that stabbing someone isn't ok...
I hate that I help pay chavs in council flats with five kids and lazy immigrants sponging off the system.
And generalisations aside, I most of all have a growing hatred of living in this country.
I'm joining you in Switzerland!
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Post by [rach] on Apr 8, 2008 18:02:10 GMT
''cos its not the £10,000 per month I hope it'll be If you were on £10k per month I'd seriously question why you couldn't move up here 'cos it still stands that i'm at uni here I could make it easier though and fly to yours every weekend on my private jet
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Post by chris88 on Apr 18, 2008 16:12:24 GMT
Well... it took effect on my pay this week...
I'm now getting paid just over £4 less per week than I was getting!!
On minimum wage, that's a shit load of money!!! Almost £224 a fucking year!!
"it'll benefit people on lower wages"
BOLLOCKS WILL IT YOU THEIVING BASTARD GOVERNMENT, YOU JUST WANT THIS COUNTRY TO BE FILLED WITH RICH POSH BASTARDS WHO HAVE NO IDEA WHAT A REAL JOB IS...
The rich get richer, and the poor get poorer....
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Post by chris88 on Apr 18, 2008 16:13:54 GMT
I'm going to be losing out on about £85 a year if I can count properly. Also seems I was massively wrong with my original calculations...
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Post by Ath on Apr 18, 2008 17:30:30 GMT
I agree with most people here and am just as angry. I hear things in the press such as 'interpreters for immigrants who don't want to learn English' and more beaureaucracy than you can shake a stick at. I disagree with the NHS. I don't fucking use it. I don't even have a doctor and haven't had for years since the last one I had vas extremely innapropriate when I was 14 or so. I'd say it may be worth it to have an NHS dentist but you pay over and above for that so you might as well go private. I pay national insurance for a pension I will probably never receive. Even if I do I won't expect it till I'm 70. Fuck knows what we pay council tax for when they actually reduce the number of bin collections and the amount you're allowed to throw out. And if someone nicks your bin? (silly dickheads) - you have to PAY for another one. Apparently some money goes toward the police, and yet my car has been vandalised or broken into four times in two years and I feel threatened often on the street (and I'm not a small guy or anything!). We are starting to feel 'green' taxes coming through. Taxes which will not go towards the environmental issues they are supposedly for. Fuel bills have gone up 25% in two years. Pricing people off the roads. Should we use public transport? NO. The trains in particular are extremely expensive, often being cheaper to buy a railcard and then a ticket than just the ticket on its' own. If you take the bus on a long distance journey, you might actually DIE before you get where you're going. So you might as well fly anywhere you want to get to via Istanbul just because it's cheaper (great environment related incentives by the government again). If we could see the benefits, it might be worth it. But after seeing in the media things like families in detached council house 'mansions' on 19k a year tax free while I'm in a one-room bedsit struggling to pay things like electric and YET another increase in bloody council tax. Only two weeks ago I spoke to a man in Northampton who takes home 2k a month in benefits to look after his disabled mother in law and disabled son (which is very unfortunate in itself) with his wife. He sells scrap on the side and makes an extra 200 quid a week (on the quiet of course), and has No qualifications, is completely ILLITERATE and contributes absolutely NOTHING to society. He then told me his wife was trying to get on disability too so they could have more money because she's fat. It's fucking disgusting. Makes you sick. Switzerland all the way. man this subject makes me angry!
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Post by bigospedros on Apr 19, 2008 20:32:43 GMT
I disagree with the NHS. I don't fucking use it. I don't even have a doctor and haven't had for years since the last one I had vas extremely innapropriate when I was 14 or so. I'd say it may be worth it to have an NHS dentist but you pay over and above for that so you might as well go private. you might not use the NHS right now, but you'll be bloody grateful it exists should you have an accident or get ill or something why wouldn't you get a state pension ... it's only company pensions schemes that are in trouble and even then it's only some of them. And what's wrong with not getting it till your 70 ? If you want to retire early, fine, you just better make sure you have something to live on. Personally speaking, I would be bored silly if I didn't have a job ... even if it was something menial. I plan to keep doing some kind of job for as long as I can! nothing to do with the government ... the fuels which we use are a commodity that is reducing every day. When demand exceeds supply, prices go up. It's inevitable ... public transport is not that bad ... I managed to get to Stanstead airport and back purely on public transport for our holiday without any major issues. That total journey included a bus, a ferry, two trains, an underground and a bit of walking. Probably cheaper than driving myself and paying for parking or getting a taxi too! whilst I don't particularly like it that some families seem to live on benefits, I would much rather live in a country with a welfare state than one without please ... go ... you'll probably hate it there! The cost of living is more expensive than it is here, so whilst you may pay less tax, you'll probably find yourself no better off as the general expense of living is higher.
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Post by Ath on Apr 20, 2008 18:29:31 GMT
For tax purposes Switzerland is obviously better. I never mentioned anything else. I will not be grateful for the NHS. Ever. For the simple reason I haven't got anything from it and don't expect to. Why would I be 'bloody grateful' when I'm with bupa anyway? We're not likely to get a state pension due to our ageing population and the costs associated with people staying alive for longer. It's completely unsustainable to have an increasing percentage of the population contributing very little to the economy. The problem I would have if we did get a pension at 70 is that we won't be given the difference of five years' worth of income that we're told we will get at 65. I actually agree with you on the job front - I'd be bored off my tits without one too, but why work for the sake of it? The fuel bills are not helped by the government. Tax has gone up because the amount taxed is actually a percentage of the price and not a set amount. Yet they're still increasing tax on it over and above this. How exactly is 150% tax on anything fair? You might have had an easy time with public transport but I know many many people who haven't. IMO public transport in this country is expensive, overcrowded, hugely innefficient and generally useless. Especially when compared to public transport in other countries. You might prefer a welfare state, but our current one is a joke.
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Post by bigospedros on Apr 20, 2008 21:58:09 GMT
I will not be grateful for the NHS. Ever. For the simple reason I haven't got anything from it and don't expect to. Why would I be 'bloody grateful' when I'm with bupa anyway? If you were to have an accident or need to get admitted for emergency treatment, you would be reliant on the NHS. Further treatment may well be gained via BUPA, but they don't have ambulances or A&E departments proof ? the provision of a pension at 70 would be linked to an increase in the retirement age ... so there won't be a five year delta. errr ... it's just VAT on fuel bills and VAT hasn't changed in a while, so if your bills are going up, it's 'cos you're using more and/or the wholesale price of fuel is increasing, which is outside of the governments influence. I'm not saying our public transport network is perfect, no system is, but you hardly ever hear about the thousands of journeys that go off without a hitch. We only ever hear the bad press so you might think it's worse than it is. As for the pricing, compared to other countries of smiliar economic situation as ours, it's not that different. i disagree, but I respect your opinion. Still, I wonder what you're going to do about it or are you just going to whinge on a forum ?
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Post by Ath on Apr 21, 2008 7:09:59 GMT
I'm going to emigrate. You say I'd be reliant on the NHS - which A & E should I go to given the closure rate? The population thing I said is just logical. I'm sure there will be population studies etc to back it up but can't be arsed looking Basically it's getting more expensive to keep people alive for longer, and one of the key ways they could adjust this problem is by raising the retirement age, meaning we will lose out by receiving a pension five years later. Five years is just an example anyway. Could be bloody ten by the time we / if we get that old. As for fuel: Little bit more than 17.5% You might be right about the bad press for public transport. Proof? Personally when I've been to other 'similar enconomic' countries public transport has been better, cleaner and more efficient (NZ, Oz to name a few) *Edit - and cheaper.. Most people I know who use it have something bad to say about it and wouldn't use it if they had another option. I used virgin trains three years throughout uni with some particularly bad journeys and more often than not, late, cancelled, bus replaced, overcrowded and generally shit.
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Post by Ath on Apr 21, 2008 7:12:02 GMT
I don't use more fuel either. I was on about the cost of filling a tank not each month, that could be any number of things as you are suggesting.
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Post by bigospedros on Apr 21, 2008 7:55:31 GMT
*lightbulb comes on*
you and I are talking about different types of fuel ... I am talking about gas / elec ... you are talking petrol ... which I can't argue is over-priced and over-taxed.
If the retirement age is raised, you won't lose out on anything ... in fact, you will get more, because if you work longer, you will build up more input into your pension, thus giving you more when you qualify for it.
I've not been to NZ or Oz so can't comment on them, but I've just been to Denmark and travelled by train & bus and the pricing was similar (if not more expensive) but just as efficient / inefficient.
I'd love to prove that thousands of journeys go without a hitch, but as I said, there's nothing reported about these in the press. I could quote you Rail Company stats, but that'd just be a percentage of trains arriving on time, which in itself, not a measure of efficiency / customer satisfaction with a journey. I'm just trying to say, it's not all bad ... perhaps you've just had experience of a badly run route ?
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Post by Ath on Apr 21, 2008 9:23:30 GMT
Virgin west coast main lines frequently have problems but it's probably as much to do with railtrack and maintenance works than the operators such as virgin.
I don't know that if you paid national insurance for an extra five years if you'd actually get more of a pension as a result...
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Post by Ath on Apr 21, 2008 9:27:16 GMT
And as far as pensions go it's a false economy anyway. You won't ever get back out what you put in (it's unlikely anyway), and currently what we pay in NI is being using to pay the existing retired population, not sitting in government accounts accruing interest until we 'come of age' so I don't think there's anything guaranteeing that we'll actually get something when we do.
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Post by bigospedros on Apr 21, 2008 9:48:12 GMT
just goes to show it's not wise to rely on a state pension ... which is why as soon as I started working, I started a company one ... and not a final salary scheme so less likely to go tits up!
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Post by Ath on Apr 21, 2008 10:34:31 GMT
Aye spread you eggs and all that. I've gone for shares myself to begin with (which are going tits up at the moment) and ISAs.
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Post by bigospedros on Apr 21, 2008 11:32:50 GMT
ISAs ... good thing ... I have one, although it's not full. It's only really in the last 12 months that I've been in a position to save some money each month. Quite why I didn't start to manage my funds in detail sooner, I really don't know ...
I'm a bit risk averse however, so shares is not something I'll get into.
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Post by Alex on Apr 21, 2008 11:53:07 GMT
Cheers Gordon and Alastair....thanks a f*cking bunch.
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Post by Ath on Apr 21, 2008 11:53:53 GMT
Depends if you know anything about the stock market. I've only gone for blue-chip ones which are companies with their toes in several economies so there's never any serious risk. Unless there's a recession which is looking quite bad at the moment. But they generally always go up eventually. Staying on topic tho - if you make any money with it you have to pay tax on that aswell. Can be quite easy to fall into the IR's bad books that way.
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Post by bigospedros on Apr 21, 2008 12:27:25 GMT
going back to the 10% tax thing ... I really hope that the blooming back lash from the back benches causes a change because it really isn't fair on those on low incomes. I would quite gladly give back the £30 extra a month I know get after tax if I knew that the 10% rate was back and/or those on low income get it back in other ways ... especially those that aren't a "family" and can't get the money back through tax credits or benefits.
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Post by Ath on Apr 21, 2008 12:39:54 GMT
I know each individuals' amounts vary and so do the numbers of individuals, but isn't it odd that you're better off by £30 and chris is worse off by over £200!
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